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Who Can I Trust?

Air Commodore Robert M.C. Brown
16th February, 2015

The question most commonly posed by ADF members since the launch of our independent financial education programs over ten years ago has been “will you give me the name of a trustworthy financial adviser?” Until recently, our response to this question has been limited to outlining the key issues of which members should be aware when choosing a financial adviser.

However, since late 2014, thanks to the approval of the Chiefs of Service Committee, we are now able to respond with a list of licensed financial advisers (known as the ADF Financial Advice Referral Program).

Importantly, all of these advisers have signed an Undertaking that they will provide professional advice without receiving any form of conflicted remuneration, including third party commissions, percentage-based asset fees (often misleadingly called “fees for service”) and any other forms of product sales incentives.

Rather, they will charge for their services on a genuine fee for service basis (that is, flat/fixed fees or hourly rates), thereby providing considerable reassurance that the advice will be offered in the best interests of our members.

At the time of writing this article, over thirty individual advisers throughout Australia had signed up to the ADF Financial Advice Referral Program. The names, contact details, fee arrangements and other relevant information about the advisers can be found at the ADF Financial Advice Referral Program page.

Given the strong demand for “names” over the years, we encourage all ADF members to take advantage of this unique Program.

Air Commodore Robert MC Brown
Chairman
ADF Financial Services Consumer Centre

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