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Insurance checklist

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Health insurance vs Medicare

Here we explain what healthcare costs are covered by Medicare and why you may benefit from taking out private health insurance.

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ADF Family Health information

Alison Berlioz-Nott from Defence Health explains how the ADF Family Health Program and private health insurance can work together for ADF families.

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Negative vs. Positive Gearing

Borrowing to invest is called 'gearing'. If you borrow to invest and you make a profit, you are positively geared. If you're make a loss, you are negatively geared. Either way, gearing is costing you money.

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How to lodge a tax return

It's tax time again! If you’re a permanent ADF member here's a short video to explain what you need to know about lodging your 2019 tax return, including where to go for help and tips on getting it right.

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It’s tax time – the top 10 tips

Most Australians find tax time a big chore, but it doesn’t have to be that way if you’re well organised.

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“All customers are equal, but some are more equal than others”

Readers may recognise this line as a slightly edited version of the proclamation by the pigs who control the government in George Orwell’s novel Animal Farm.

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ADF membership - the opportunity of a lifetime to establish a successful financial plan

It’s often said that when it comes to successful investing, it’s all in the timing. That’s true, especially if you’re an active investor who buys and sells regularly in the hope of turning a profit.

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Managing on a low income

One of the challenges for Defence families that move around can be the drop in income if a partner can’t find suitable employment in the new location.

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Who can you trust with your money?

The answer is you. When it comes to personal finances you will benefit tremendously from doing two simple, powerful but not always easy things.

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AB
AC/W
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CDRE
CMDR
COL
CPL
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DR
FLGOFF
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LTCOL
LTGEN
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