YOUR MONEY GUIDES

All you need to know and do to set yourself on the course to a secure financial future is summarised in these short guides.

Saving

Whatever your circumstances, by working out your goals and starting a regular savings plan, you can begin to make your dreams become a reality.

Budgeting

How much money is coming in and going out each week, fortnight or month? By taking charge of your money, you will ease money stress and feel more secure and in control.

Making Your Money Work

Once you have been able to generate some savings, the next step is to get your money to work for you. This includes having clear goals, using money wisely, and managing your loans, insurance and retirement savings.

Buying a Vehicle

Don’t drive into debt! When you find that you have some extra cash, it is important to think carefully about the options available to you. If you are thinking about buying a motor vehicle, this guide can help you get value for money and avoid some of the common pitfalls.

Personal Insurance for ADF Members

Personal insurance may provide optional extra cover for those people who depend on you financially should you die or become disabled.

Banking

Putting your money into a bank account doesn’t mean you can forget about it. It’s your money so you should make sure it is being looked after in the way you want.

Getting Financial Advice

Thinking of getting financial advice? It is important to be well-informed so that you can be confident about choosing an adviser who suits your needs and will act in your best interests.

Insurance

If you’ve ever had a car crash, a flight cancelled, fallen seriously ill or been robbed, you’ll know how stressful these incidents can be. Insurance can lessen the impact by providing the money you need when things go wrong.