ADF Financial Services Consumer Centre

MONEY GUIDES
- Problems with Debt
- Saving and Goal Setting
- Budgeting
- Personal Insurance
- Getting Financial Advice
  How can this guide help you?
  The ADF Financial Services Consumer Centre and the Australian Securities and Investments Commission (ASIC) want you to be well-informed and confident about getting financial advice.
  
  By familiarising yourself with this website, you’ll be starting off on the right foot with tips about:
  
  deciding if you need personal advice
  finding the right adviser
  working effectively with your adviser
  getting advice that suits you.
  
  You may find that not all the ideas in this website may apply to your particular circumstances.
- Insurance
- Investing
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Do-it-yourself Superannuation

Using a DIY superannuation fund to accumulate retirement savings is now a choice available in some circumstances to ADF members and families.

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How to choose a Super fund

If you joined Defence after 30 June 2016, you can choose the fund your super is paid into, but how do you go about choosing a fund?

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Super stapling

Starts on 1 November 2021 – What does this mean for you?

Read more

Do-it-yourself Superannuation

How to choose a Super fund

Super stapling

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My Career Stage

Find tips, guides and checklists tailored to your career stage to help you achieve greater financial security.

Initial training

Start your ADF career financially fit.

During career

Strategies for financial success throughout your career.

Pre deployment

You may be ready for deployment, what about your money?

Post deployment

Don’t blow a golden opportunity, think before you spend.

Leadership

Help your people find the right resources to manage their money.

Transition

Preparing financially for life outside the Service.

Your Money Guides
All you need to know to manage your money, make smart financial decisions with our range of guides

Whatever your circumstances, by working out your goals and starting a regular savings plan, you can begin to make your dreams become a reality.

Whatever your circumstances, by working out your goals and starting a regular savings plan, you can begin to make your dreams become a reality.

Problems with Debt

If you or someone you care about is having trouble paying debts, there are services available to help you take control of your finances and get back on track.

Personal Insurance

Personal insurance may provide optional extra cover for those people who depend on you financially should you die or become disabled.

Thinking about investing? Knowing whether you’re ready to invest is just as important as choosing the right investment.

Getting Financial Advice

Thinking of getting financial advice? It is important to be well-informed so that you can be confident about.

If you’ve ever had a car crash, a flight cancelled, fallen seriously ill or been robbed, you’ll know how stressful these incidents can be.

We help ADF members and their families achieve greater financial security

By Defence. For Defence.

LEARN MORE ABOUT US

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Confused about money?

We’re here to help

Tools and resources

ADF Employment Package Estimator
SERCAT Change Estimator
Find a Financial Adviser
Budget Calculator
Articles and Tips
Help with Disputes
Find a Financial Counsellor
FAQs

Videos

Here are our most popular videos to help you achieve financial security:

Dominate debt
Be financially fit
Supercharge your savings
Set your goals
Pay your taxes
Have a will
Insure your assets