FIRST NATIONS RESOURCES
The ADF Financial Services Consumer Centre (the Centre) supports Defence's Indigenous Development Programs. This page is designed as a permanent reference and resource for program participants.
Get Money Fit
Defence's Indigenous Development Programs help you stay physically, mentally and financially fit. The Centre's resources can help you and your family get ahead and create future success by understanding money and making plans for the future.

Take our Financial Wellness Quiz
How are things? Do our quick and easy Financial Wellness Quiz and find out about some money things to focus on to get set up for the future! It only takes 5 minutes!
Be in charge of your money
The Financial Wellness Quiz gives suggestions about improving your money situation. Here are some things that might help.
First Nations Foundation has some tools specifically for First Nations People. My Money Dream has some ideas to help you plan for your money dreams and Tomorrow Money helps you think about your financial future.
Be in charge of your banking
Protect yourself from scams
- Your bank
- Mob Strong Debt Help on 1800 808 488
- The ACCC by calling the Indigenous Info Line on 1300 303 143
- idcare.com.au or call 1800 595 160 if you think ID information has been taken.
Be in charge of your tax
The Australian Government requires people earning money from a boss, to pay tax. You must provide your Tax File Number (TFN) to your boss and sign a Tax Declaration form so that you don't pay too much tax.
To learn more about how much tax you will pay and what tax deductions you can make as an ADF member, visit our Income Tax page on this website.
Did you know that the Australian Tax Office has specific help for First Nations people? There is lots of information on the First Nations page of the ATO website or you can call the ATO Indigenous helpline 13 10 30.
For more information about the Mob Strong and free tax help go to this page.
Get Money Fit Workbook
The Get Money Fit workbook has been designed specifically for people who are or have participated in an Indigenous development program. The workbook lets you revisit important things about money. We encourage you to share it with family and friends, as the information can help anyone get money fit.
Money and Family
Watch this short video from MoneySmart on family and money.
Continue Your Finance Journey
Explore further throughout our site to engage and learn how to work towards achieving financial success with our extensive onsite guides, tools and information.
Get simple tips on things like buying a car, avoiding scams, using buy-now-pay-later or credit cards, and other important money news to help you with your finances.
You can read it or listen to it — whatever works best for you!