MONEY GUIDES
- Problems with Debt
- Saving and Goal Setting
- Budgeting
- Personal Insurance
- Getting Financial Advice
  How can this guide help you?
  The ADF Financial Services Consumer Centre and the Australian Securities and Investments Commission (ASIC) want you to be well-informed and confident about getting financial advice.
  
  By familiarising yourself with this website, you’ll be starting off on the right foot with tips about:
  
  deciding if you need personal advice
  finding the right adviser
  working effectively with your adviser
  getting advice that suits you.
  
  You may find that not all the ideas in this website may apply to your particular circumstances.
- Insurance
- Investing
TOOLS
RESOURCES
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Initial Training
Tools and Resources

Here is a list of the useful financial websites, tools and resources from the Initial Training Finance Guide to help you get organised with your money.

ADF Consumer Money Guides

Problems with debt

Insurance

Online resources

Budgeting

Use our online budget calculator or download the Excel version to your own device.

Saving

Set savings goals with Moneysmart’s savings goals calculator.

Superannuation

For information on MSBS (Military Super) or ADF Super, go to Commonwealth Superannuation Corporation (CSC).
To estimate your super balance at retirement use Moneysmart’s superannuation calculator.

Tax

To complete your own tax return go to myGov.
Find the detailed income and expense guides for ADF members at the Australian Tax Office (ATO).

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LOOKING FOR FINANCIAL ADVICE?

Head to our Referral Program to find an advisor who is free from remuneration-based conflicts of interest.

FIND A FINANCIAL ADVISER

NEED HELP?

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Initial Training Tools and Resources