Here is a list of some of our favourite financial websites, tools and resources. We try to keep it up to date, so if you find something that you would like to recommend to other ADF members and families please contact us. We do not as a rule promote for profit organisations or services.
As the name suggests, the ATO are the authority on Commonwealth tax. The ATO website provides comprehensive information, including the annual tax guide for ADF members and a range of useful calculators and tools.
CSC is the trustee and administrator of eleven separate public sector superannuation schemes including the:
which cover ADF members.
MoneySmart is run by the by the Australian Securities and Investments Commission (ASIC) – Australia’s national corporate, financial services and consumer credit regulator – to help people make the most of their money. The site is a rich and reliable source of independent financial education. It offers a range of useful tools and resources including:
If you have a dispute with a professional adviser, business, or even a government agency or department, there is invariably an internal dispute resolution process. If this is unsuccessful there are also a range of other organisations set up to help resolve disputes.
Many industries have independent ombudsman schemes set up to resolve complaints against the members of the scheme. These services are usually free to use for consumers and can be a quicker and cheaper way of resolving a dispute than taking it to a court. Schemes include the:
Financial counsellors are employed by not for profit organisations and provide a free service to eligible people. They help people who are suffering financial stress, including by negotiating with creditors and giving their clients the help they need to become financially secure.