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How do I do a budget?

2nd August, 2019

Start with a budgeting tool like the MoneySmart budget planner. Enter all of your income and expenses for a set period, such as a calendar or financial year. The amount left over is the amount you have available to save. Consider using bank and credit card statements to make sure you capture all expenses, particularly those that are paid less frequently such as utility bills, car rego and insurances.

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