Debt

December 1, 2023

Holiday Shopping Online? How to Spot and Avoid the Top 5 Christmas Scams 2023 

As the holiday season approaches, online shopping in Australia reaches its peak, bringing not just cheer and joy but also a heightened risk of scams. With […]
March 17, 2023

Tips for tough times

It’s everywhere in the news at the moment, due to the rising cost of living, including increasing rent and the interest rates on mortgages, many people […]
September 26, 2022

Sensible Investing

Our purpose here is not to dissuade you from borrowing money. On the contrary, borrowing to acquire growth assets like real estate, especially whilst an ADF member, can be a sensible investing decision.
July 22, 2022

Child support and family tax – what’s counted as income?

When it comes to paying or receiving child support, receiving family tax benefits or other income support payments, there’s lots of confusion and misinformation floating around as to what counts as income when Child Support or Centrelink make their assessment.
February 4, 2022

Start the year right

Have you started the year with a Christmas / New Year debt hangover? Or maybe it’s about time you showed your finances some love? If you […]
October 8, 2021

Mortgage or investment?

If lockdowns have boosted your bank balance because you’re not spending money on things like entertainment and holidays, are you better off making extra mortgage repayments […]
May 18, 2021

Salary packaging – things to consider before you do

In the previous article, we looked briefly at what salary packaging is and how it works.  But how do you decide if it’s for you?  We’re […]
May 18, 2021

Salary packaging – what is it and how does it work (basically)?

Salary packaging is part of the ADF employment offer, but what is it, and how do you know if it’s right for you? In this article, […]
December 4, 2020

Using ‘buy now, pay later’ for Christmas shopping? Watch out for late fees

Consumers in Australia have enthusiastically adopted the slew of new ‘buy now, pay later’ services available at the point of sale.  These include those marketed under […]

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